Frequently Asked Questions

Active Residency (Compte Propi): Designed for entrepreneurs and business owners. You must own at least 34% of an Andorran company, hold an administrative role, live in Andorra for at least 183 days a year, and deposit a €50,000 bond with the AFA.

Passive Residency (Category A): Designed for investors and retirees. You do not work locally, must spend at least 90 days a year in Andorra, invest at least €600,000 (including property/funds), and deposit a €47,500 bond with the AFA.

Yes. The statutory bond lodged with the Autoritat Financera Andorrana (AFA) (€50,000 for active or €47,500 for passive) is a non-interest-bearing escrow guarantee. It is fully refunded to you when you permanently surrender your residency card, provided you have no outstanding legal, tax, or social security liabilities.

Processing times generally vary between 2 to 5 weeks after submitting the complete dossier with all apostilled certificates and undergoing the mandatory medical exam. You can track live updates using your dossier reference on our tracker page.

Andorra has one of the most competitive tax regimes in Europe:

• €0 to €24,000: 0% (Tax-free allowance)
• €24,001 to €40,000: 5%
• Above €40,000: Flat 10% maximum tax cap
• Corporate tax (IS) is fixed at a flat 10%.

All capital checks and bond certificates must be issued through one of the three regulated domestic banks supervised by the AFA: MoraBanc, Andbank, or Creand Crèdit Andorrà. Foreign bank accounts cannot be used directly for official AFA escrow receipts.